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Q: What prescription medications are covered under the
Prescription Plan?
A: All FDA approved brand and generic prescription
medications are covered.
Q: Are there any age or enrollment restrictions?
A: No, everyone can enroll and benefit from the plan.
Q: Can I get prices over the Internet?
A: Yes. In fact, we recommend it. Use the prescription
drug pricing tool to get prices.
Q: Can anyone use my card?
A: Yes.
Q: Can I use my card for mail-order prescriptions?
A: Yes, and you can expect even greater savings!
Q: I am not a U.S. Citizen, can I use the card?
A: Anyone may use the program if it is used at pharmacies
within the U.S., or the drugs are purchased through our US
mail order program.
Q: Does my doctor need to know about this card when writing my
prescription?
A: No. This program will not affect the way you are cared
for by your physician. You should, however, always consult
with your doctor about saving money on prescription
medications.
Q: Do prices vary among participating pharmacies?
A: Industry standards determine the discounted rate for
prescription medications. This means in most instances, all
participating pharmacies will offer the same low price. These
rates are updated at least once a week, so prices may vary
depending on when you go to the pharmacy. From time-to-time,
pharmacies may offer special sale prices for a limited time on
selected drugs. These sale prices may be lower than the
scheduled discount rates, in which case the card holder will
pay only the lowered sales price.
Q: What does getting the "lowest" or "best" price on my
prescriptions mean?
A: It means that a participating pharmacy will give you
their lowest (or best) price available at their pharmacy. In
80% of previous transactions, that price will be significantly
lower than any retail or sale price you would receive without
the card. If a brand name or generic drug is available through
your participating pharmacy at a lower price than the
scheduled price, you will pay only the lower of the two
prices.
Q: Why don't all pharmacies accept the card?
A: All chain pharmacies and most independent pharmacies
have been given equal opportunity to serve you via this
program. Pharmacies are required to offer very deep discounts
and assist in performing some fairly complicated drug
management procedures on behalf of our card holders, and some
pharmacies simply refuse. However that gives you the
confidence of knowing that pharmacies participating have your
best interests in mind.
Q: I already have insurance that covers my prescription drugs.
How can the Prescription Card benefit me?
A: This program can be used to obtain savings on
prescription drugs that are excluded by your insurance plan or
are not covered because you have exceeded your insurance
plan's maximum limits. In some instances, you might find that
the Prescription Card's price is lower than your program's
co-payment amount. In addition, if your plan does not offer
you a drug card and you are reimbursed after each transaction,
you may be able to use the Prescription Card to lower your
out-of-pocket expenses.
Q: What if my pharmacist said the card would not save me any
money?
A: As a Prescription Discount Card member, you are
entitled to your benefit. Your pharmacist will not know what
the card savings will be until the prescription is sent for
pricing via the pharmacist's computer. If your Pharmacist does
not want to comply with the program, you should consider going
to a pharmacy that honors the card.
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